Reliable Financing for Real Estate Investors
Long Term Rental
Up to
6.325%
Rates from*
Up to
85%
LTV
As fast as
10-22
Day close
Flexible
30, 40yr
I/O option
Long Term Rental
Why Choose Our Long-Term Rental Loans?
DSCR Calculator
Debt Service Coverage Ratio (DSCR) is calculated as Monthly Rent divided by Total Expenses (P&I + other expenses).
Estimate only, for illustration purposes. DSCR requirements, rates, and eligibility are subject to underwriting and program guidelines. Not a commitment to lend.
Apply Now!
Are you purchasing, refinancing, or cashing out?*
Tell us what type of financing strategy you are looking for
Investment property, or home you plan on living in?*
What is the property address?*
Depending on location we may have specific programs
Street Address
City
State
What's the purchase price or refinance amount?
Our minimum loan amount is $75,000 up to $20,000,000
How is your credit?*
We do not lend on credit scores below 660
Legal first and last name of the primary borrower?*
Your identity will be protected. No spam
First Name
Last Name
What is your email address?*
Your email address will be protected. No Spam
Mobile phone number?*
Your phone number will be protected. No Spam
Application Received
Thank you. One of our lending experts will reach out shortly to discuss your scenario and next steps.
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Tailored for Real Estate Investors
Are We a Good Fit?
Our Long-Term Rental loans, structured as DSCR products, are tailored for investors focused on generating consistent income from rental properties. To qualify, you’ll need:
Experience
1+ Completed Properties
Credit Score
Minimum of 640.
Liquidity/Reserves
20% down payment with 1–3 months of reserves.
Property Type
Single-family homes (SFR), condos, townhomes, or 2–4 unit residential properties.
Additional Requirements
Non-Owner-Occupied, No Seasoning Requirement, Blanket Loan Option
Long-Term Rental Loan Highlights
Transparent and Investor-Focused Loan Terms
Experience Financing Tailored for Long-Term Success
No seasoning requirement, blanket loan options available.
Ideal for investors seeking long-term cash flow from rental properties.
Options for 30, 40 years or interest-only payments.
Competitive interest rates starting at 6.325%.
Fast closings in as little as 10 to 22 days.
Where We Lend
States We Lend In
Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario.
Give us a call to see what we can do for you.
Meet The Leader
Fast. Flexible. Funded.
With direct access to a network of over 100 lenders, I deliver fast, flexible, and creative financing solutions tailored to meet complex real estate needs. As a mortgage broker specializing in Bridge Loans, DSCR (Debt Service Coverage Ratio) loans, and Hard Money financing, I work with investors, developers, and business owners to secure funding when timing and structure are critical.
Whether you’re flipping a property, building a portfolio, or need short-term capital fast, I bring the market expertise, lender relationships, and deal-making agility to get it done — even when banks say no.
Fast closings. Minimal red tape. Maximum results.
