Maximize Your Investments
Short-Term Rental
Secure flexible, investor-focused financing designed for Airbnb and VRBO properties. Our DSCR loans offer quick approvals and dependable terms, making it easier to expand your portfolio or refinance your vacation rentals. Fill out the form below to get started.
Up to
6.325%
Rates from*
Up to
80%
LTV
As fast as
10-22
Day close
Flexible
30, 40yr
I/O option
Short-Term Rental
Why Choose Our Short-Term Rental Loans?
Short-Term Rental (STR) loans are specifically designed for investors with income-generating properties on platforms like Airbnb and VRBO. By leveraging rental income potential, our loans offer a streamlined path to funding, empowering you to expand your portfolio and maximize your rental income. With us, you’ll benefit from quick access to capital, allowing you to seize new opportunities and efficiently manage your property investments.
DSCR Calculator
Debt Service Coverage Ratio (DSCR) is calculated as Monthly Rent divided by Total Expenses (P&I + other expenses).
Estimate only, for illustration purposes. DSCR requirements, rates, and eligibility are subject to underwriting and program guidelines. Not a commitment to lend.
Apply Now!
Are you purchasing, refinancing, or cashing out?*
Tell us what type of financing strategy you are looking for
Investment property, or home you plan on living in?*
What is the property address?*
Depending on location we may have specific programs
Street Address
City
State
What's the purchase price or refinance amount?
Our minimum loan amount is $75,000 up to $20,000,000
How is your credit?*
We do not lend on credit scores below 660
Legal first and last name of the primary borrower?*
Your identity will be protected. No spam
First Name
Last Name
What is your email address?*
Your email address will be protected. No Spam
Mobile phone number?*
Your phone number will be protected. No Spam
Application Received
Thank you. One of our lending experts will reach out shortly to discuss your scenario and next steps.
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Tailored for Real Estate Investors
Are We a Good Fit?
Our Short-Term Rental loans, structured as DSCR products, are tailored for investors focused on generating consistent income from rental properties. To qualify, you’ll need:
Experience
1+ Completed Properties
Credit Score
Minimum of 620
Liquidity/Reserves
20% down payment with 1–3 months of reserves.
Property Type
Single-family homes (SFR), condos, townhomes, or 2–4 unit residential properties.
Additional Requirements
Non-owner-occupied properties, no seasoning requirement, blanket loan options available, and rural properties accepted.
STR Loan Highlights
Transparent and Investor-Focused Loan Terms
Our Core Values: What Makes Us Different
Designed for maximizing income through vacation or short-term rentals.
Quick closing timeline helps capture time-sensitive opportunities.
Interest-only options with terms up to 40 years.
Competitive rates starting at 6.325% with up to 80% LTV.
Where We Lend
States We Lend In
Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario.
Give us a call to see what we can do for you.
Meet The Leader
Fast. Flexible. Funded.
With direct access to a network of over 100 lenders, I deliver fast, flexible, and creative financing solutions tailored to meet complex real estate needs. As a mortgage broker specializing in Bridge Loans, DSCR (Debt Service Coverage Ratio) loans, and Hard Money financing, I work with investors, developers, and business owners to secure funding when timing and structure are critical.
Whether you’re flipping a property, building a portfolio, or need short-term capital fast, I bring the market expertise, lender relationships, and deal-making agility to get it done — even when banks say no.
Fast closings. Minimal red tape. Maximum results.
