Optimize Your Investment Portfolio
Investor Refinance
Up to
6.75%
Rates from*
Up to
75%
LTV
As fast as
10-22
Day close
Flexible
30, 40yr
I/O option
Investor Refinance
Why Choose Our Investor Refinance Loans?
Investor Refinance Calculator
Calculate new loan amount, LTV, and monthly payment for your refinance.
Estimate only, for illustration purposes. Program maximums are 75% LTV cash-out and 80% LTV rate & term. Actual loan amount, rate, payment, and terms are subject to underwriting, appraisal, and program guidelines. Not a commitment to lend.
Apply Now!
Are you purchasing, refinancing, or cashing out?*
Tell us what type of financing strategy you are looking for
Investment property, or home you plan on living in?*
What is the property address?*
Depending on location we may have specific programs
Street Address
City
State
What's the purchase price or refinance amount?
Our minimum loan amount is $75,000 up to $20,000,000
How is your credit?*
We do not lend on credit scores below 660
Legal first and last name of the primary borrower?*
Your identity will be protected. No spam
First Name
Last Name
What is your email address?*
Your email address will be protected. No Spam
Mobile phone number?*
Your phone number will be protected. No Spam
Application Received
Thank you. One of our lending experts will reach out shortly to discuss your scenario and next steps.
949-738-9770Notice:By providing your name and contact information you are expressly consenting to receive communications from Cap Rate Funding, Cap Rate Funding agents, or affiliated partners which may include phone calls (including to any wireless number that you provide) including automatic telephone dialing systems or by artificial/pre-recorded messages text message and/or emails for the purpose of marketing Mortgage products and services. By providing your information, you understand that your consent is not a condition of the purchase of any product or services, and carrier messaging and data rates may apply. You may revoke this consent at any time by calling us at 949-738-9770 or by emailing us at chase@lowerrefinancerate.com to be placed on our do-not-call list.
By clicking Submit:I Consent to Receive SMS Notification, Alerts & Occasional Marketing Communication from Cap Rate Funding, Message frequency varies. Message & data rates may apply. Text HELP to 949-738-9770 for assistance. You can reply STOP to unsubscribe at any time.
Tailored for Real Estate Investors
Are We a Good Fit?
Our Investor Refinance loans, including hard money and cash-out refinance options, are designed to provide flexible, fast funding for real estate investors looking to optimize their portfolios or access equity. To qualify, you’ll need:
Experience
No prior experience required.
Credit Score
0% down 1–3 months of reserves.
Liquidity/Reserves
20% down payment with 1–3 months of reserves.
Property Type
SFR, Condo, Townhome, 1–15 Units
Additional Requirements
Non-Owner-Occupied, No Seasoning Requirement, Blanket Loan Option
Investor Refinance Loan Highlights
Transparent and Investor-Focused Loan Terms
Your Trusted Partner in Real Estate Refinancing
Open to all investors regardless of past project history.
Access up to 75% cash out or 80% rate & term refinancing.
Choose from 30, 40-year, or interest-only terms.
Close in 10 to 22 days with no seasoning requirement.
Where We Lend
States We Lend In
Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario.
Give us a call to see what we can do for you.
Meet The Leader
Fast. Flexible. Funded.
With direct access to a network of over 100 lenders, I deliver fast, flexible, and creative financing solutions tailored to meet complex real estate needs. As a mortgage broker specializing in Bridge Loans, DSCR (Debt Service Coverage Ratio) loans, and Hard Money financing, I work with investors, developers, and business owners to secure funding when timing and structure are critical.
Whether you’re flipping a property, building a portfolio, or need short-term capital fast, I bring the market expertise, lender relationships, and deal-making agility to get it done — even when banks say no.
Fast closings. Minimal red tape. Maximum results.
